Amazon has Microsoft Encarta Standard 2003 selling for $19.99 with a $20 rebate (exp. 6/14/03) making your cost free. Free shipping on orders over $25. Add Microsoft Money 2003 Standard selling for $19.99 with a $10 Mfg rebate (exp. 8/15/03 - form in box) and a $20 Amazon rebate (exp. 6/14/03) making your cost -$10 with free shipping for both sofware titles