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Thread: How to Make Your Money Grow Safely

  1. #16
    L9 Corporal thegoodword's Avatar
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    update

    Quote Originally Posted by ypc77 View Post
    GMAC Bank - http://www.gmacbank.com
    Currently, 2.75% for Online Savings Account & 2.25% for Money Market Savings Account
    Best of all, it's FDIC Insured.

    GMAC is now Ally Bank. They are not always the highest, but they are consistently the highest APR over the year, while other banks change their interest rate often.


    As of 06/26/2009

    2.00% Variable APY for savings account.

  2. #17
    L12 Sergeant thoreau's Avatar
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    FDIC insurance has been expanded until Dec 2013
    Double checked this on the FDIC website
    http://www.fdic.gov/help/faq.html

  3. #18
    Moo Liss's Avatar
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    If anyone lives in the Central Florida area, this is the best deal around for sure! You get 4.32% on your CHECKING account! You also get all ATM fees refunded.

    To qualify, all you need to is:
    1) Use e-statements
    2) Have at least one direct deposit OR debit
    3) Use your debit card (can be used as debit or Visa) 12 times per month.

    If you don't do those, you still get 0.25% and free checking!

    https://www.fbcrewards.com/index.html

  4. #19
    . MadonnaP's Avatar
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    My money is in a very safe hiding place.

    When the USA comes tumbling down... I want immediate access to my money in the form of cash morning, noon or night!

  5. #20
    L6 Recruit Seltzer's Avatar
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    5.15% APY for 15 month CD or 5.5% APY for 22 month $5k minimum until July 31

    Hey, just got this flier and thought I would share. Church Development Fund (CDF) is offering 5.15% APY for a 15 month CD or 5.5% APY for 22 month CD, both with a $5k minimum and offer only until July 31. But, it's better than most right now and certainly better than a bank.

    Just thought I'd share.

    Go to https://cdfonline.org/choose/ for full details

  6. #21
    Remember Me? Rockstar's Avatar
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    Anyone heard of Patelco or had any good/bad experiences with them? I might as well give them $1000 if they're legit.

  7. #22
    Remember Me? Rockstar's Avatar
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    Quote Originally Posted by Seltzer View Post
    Hey, just got this flier and thought I would share. Church Development Fund (CDF) is offering 5.15% APY for a 15 month CD or 5.5% APY for 22 month CD, both with a $5k minimum and offer only until July 31. But, it's better than most right now and certainly better than a bank.

    Just thought I'd share.

    Go to https://cdfonline.org/choose/ for full details
    From the website:
    "The purchase of CDF securities is subject to risks, which are described in CDF’s Offering Circular. This is neither an offer to sell nor a solicitation of an offer to buy Church Development Fund securities. Such an offer is made only by an Offering Circular and only in those states where the Church Development Fund securities may lawfully be offered or sold. CDF securities are not F.D.I.C. or S.I.P.C. insured nor are they bank deposits."


    I live about 20 minutes from this organization, so if I stop by I will let you guys know what' sup. It's just not insured, very sketchy.

  8. #23
    L8 Private matt0424's Avatar
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    not good....
    i would not trust them with 5k.....
    stay away.....
    n/a

  9. #24
    L13 Sergeant mineralblue's Avatar
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    Just contacted Tennessee Commerce Bank - if you didn't get an account yet, they are no longer opening any more 2.3% savings accounts FYI
    Always looking for a good deal...

  10. #25
    L13 Sergeant mineralblue's Avatar
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    Just checked Wilshire Bank... their rate is now 1.75% according to the website.
    Always looking for a good deal...

  11. #26
    L11 Sergeant striider's Avatar
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    Quote Originally Posted by MadonnaP View Post
    My money is in a very safe hiding place.

    When the USA comes tumbling down... I want immediate access to my money in the form of cash morning, noon or night!
    Yeah- might as well spend all your money on ammunition, as your money in your mattress will be worthless....except AS a mattress.

    This site seems pretty accurate and updated regularly

    http://www.ratecatcher.com/

  12. #27
    L0 N00b jgombos's Avatar
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    Quote Originally Posted by striider View Post
    This site seems pretty accurate and updated regularly

    http://www.ratecatcher.com/
    Check out www.bankrate.com - it's quite a bit more comprehensive for comparisons of different financial products.

    Folks who fear that the US dollar will tank should consider buying a foreign-denominated CD. Check out http://www.everbank.com/001Currency.aspx The way it works is you buy a CD of another currency with USD. The CD is held in the currency of your choice, and grows in that currency. When you cash out, it's converted back to USD automatically.

  13. #28
    L11 Sergeant striider's Avatar
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    The REAL answer

    Pay off your highest interest rate loans FIRST, then rebuild your cushion (6months minimum) in one of these interest bearing accounts.

  14. #29
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    ge credit union even better

  15. #30
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    Take all your money out of the bank and go to Vegas. Go to the roulette table and put it all on red. Pays 100% back on your money. When you win, pick up your money and head for the airport and go home immediately..

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