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    Ad How to Make Your Money Grow Safely

    If you have money just sitting in your Checking account, let it grow here.

    If you are afraid interest rates may fall or that the stock market may go down, it might be a good time to lock down with a CD.

    Don't forget FDIC insures up to $250,000

    Savings Accounts ( Can Pull Out Money Anytime )
    - Discover - 2.1% APY ( No minimum )
    - Barclays - 2.20% APY ( No minimum )
    - Synchrony - 2.25% APY ( min of $5000 )
    - Customers Bank - 2.25% ( min of $25k )
    - PNC - 2.35% ( No min )
    - CIT Bank - 2.4% ( min of $25k )
    - Popular Direct - 2.36% APY ( min of $5000 )
    - Bank of America - 0.03% ( don't consider )

    Certificate of Deposit CD - ( Cannot Pull Out Anytime )
    If you don't mind keeping your money in the bank for a certain time, CD (Certificate of Deposit) would give you a slightly better rate and rates will not change for that time period.
    - 9 Months - CDBank - 2.45% ( min of $10000 )
    - 1 Year - Popular Direct - 2.6% ( min of $10k )
    - 1 Year - Discover - 2.65% ( min of $2.5k )
    - 1 Year - CDBank - 2.85% ( min of $10000 )
    - 1 Year - Synchrony Bank 2.7% APY ( min of $2k )
    - 1 Year - Merrick Bank 2.87% APY (min of $25k )
    - 18 Months - Popular Direct 2.67% APY ( min of $10000 )
    - 18 Months - CDBank - 2.9% ( min of $10000 )
    - 2 Years - Discover - 2.7% ( min of $2.5k )
    - 2 Years - Popular Direct 2.7% APY ( min of $10000 )
    - 2 Years - Synchrony Bank 2.8% APY ( min of $2k )
    - 2 Years - CDBank - 2.95% ( min of $10000 )
    - 3 Years - Synchrony Bank 2.85% APY ( min of $2k )
    - 3 Years - Popular Direct 2.85% APY ( min of $10000 )
    - 3 Years - Comenity 3% APY ( min of $1.5k )
    - 4 Years - Synchrony Bank 2.9% APY ( min of $2k )
    - 4 Years - Popular Direct 2.9% APY ( min of $10000 )
    - 4 Years - Comenity 3.05% APY ( min of $1.5k )
    - 5 Years - Discover - 3% ( min of $2.5k )
    - 5 Years - Popular Direct 3% APY ( min of $10000 )
    - 5 Years - Synchrony Bank 3.1% APY ( min of $2k )
    - 5 Years - Comenity 3.15% APY ( min of $1.5k )

    Foreign Currency CDs
    With the government printing a lot of money, fear of inflation is roaming around. You can put money in foreign currency CDs to protect yourself
    - TiaaBank Foreign CDs ( min $10000, protected by FDIC )
    - Commodities (gold/silver) were also known to be safe havens
    - CoinBase - Crypto Currencies were also known to be a hedge against inflation, but it's too volatile to be for you to have good sleep

    Misc
    - Discuss other Financial Tips here
    Last edited by Spoofee; 05-25-2019 at 05:01 AM.
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