Credit report

destabooty

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Ok so I know that you are allowed a free copy of your credit report, but how do you go about it? I tried one of the websites at one time but it told me that I couldn't access it. And I just tried the FICO link in the freebie section but it said there wasn't enough recent info to give it to me or something. But I am very worried because it also said that in the credit report, there was a mortgage loan taken out in Jan 07, which was NOT me. So I need to find out who/where I need to write (don't want to do the online stuff) to and what I need to send to access my credit report. I don't know who's legit and who's not and I don't want to just send out my personal info right into the hands of scammers and make matters worse.

If anyone could please help me. Thanks
 
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