Sharon, I have never replied to any message before but I couldn't let yours go by without a response. I'm terribly sorry for the lose of your house. I have been there and I know the feelings you are dealing with. Thanksgiving week my ex-boyfriend set my house on fire with my daughter and her boyfriend inside. My daughter survived after spending 89 days at Bayview (burn center in Baltimore, Md.) and 14 operations. She was burned 3rd degree deep over 40% of her body. Andy, her boyfriend was treated and released. (f.y.i. they are still together!) It was horrible but both my daughter and Andy are back in college and doing alright. Eventho you and your family weren't physically hurt the pain of "loss" is there. 4 to 6 months sounds right. I think we were back "in" in five months. Please take it one day at a time as it will get busy with the contractors and take your time completing your disposal list. We lost all of our material items as it sounds like you did. Take care. Sherri