Sofi Bank Accounts with Direct Deposit is Giving 4.6% APY and a Free $325

Posted on Dec 23rd 2023
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Sofi Bank Accounts with Direct Deposit is Giving 4.6% APY and a Free $325
Emma Johnson
By Emma Johnson

@SpoofeeDeals

SoFi Bank is now paying 4.6% APY for accounts with direct deposit on both savings and checking accounts. These are liquid accounts so you can take your money out anytime. This is an EXCELLENT option if you have money sitting your bank and want to keep it that way for emergency. Sofi Bank is also currently giving up to another $300 currently if you setup a direct deposit

The Catch
* You get $25 for opening checking & savings
* If you deposit $1000+ in the first 25 days, you will get a $50 bonus
* If you deposit $5000+ in the first 25 days, you will get a $300 bonus


4.6% APY means, you will get $460 for every $10,000 that's sitting in your account every year.


SoFi Bank is a member of FDIC so you are covered up to $250,000


This offer will give you the following

  • Free $25 for creating a checking/savings account
  • Free $300 when you setup direct deposit (must direct deposit $5000+ the first 25-days to get $300)
  • Sofi Bank pays you 4.6% APY if you have direct deposit
  • No minimum balance or monthly fees




Step 1
Go to Sofi Bank and click Claim Your Bonus


Step 2
Deposit at least $10 to get a $25 bonus
* Must open checking/savings


Step 3
Setup direct deposit to get up to another $300 bonus
* In the first 25-day evaluation period,
- Deposit $1000+ to get a $50 cash bonus
- Deposit $5000+ to get a $300 cash bonus

* If you setup any direct deposit, you will get paid 4.6% APY!


Step 4
That's it! Enjoy your free $325 and 4.6% APY on your savings

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Guest #4465 - 8 months ago
Correction: It’s 4.2% for the savings account and 1.2% for the checking.