Hey babs, I know you don't like the refill kind, but have you tried the remanufactured kind? It's where the cartridge is completely remanufactured by the likes of OfficeMax or Staples. If they offer a 100% satisfaction guarantee, then I'd go for it.
(I don't know if they do or not. I own a computer store and have a vendor that reman's the cartridges for well below the big box store prices, and he guarantees the cartridges with a 100% satisfaction guarantee. I've not had a single complaint from my customers about the service, but this may be an anomaly.)