CIT Bank 11-Month NO PENALTY CD for 4.9% APY

CIT Bank is offering a 11-Month NO PENALTY CD at 4.9% APY. These are "no penalty" CDs so you can get out anytime. Good as a liquid savings account. Apple made the news with a 4.15% APY, but this is way better.

CIT is a subsidy of First Citizen Bank.

• $1,000 minimum to open
  
• No penalty to access funds if needed before maturity
  
• No opening or maintenance fees
  
• Daily compounding interest to maximize your earning potential
  
• Member FDIC
  

That's $490 for every $10000 you let them hold for a year.

Link to the CIT Bank offer